Singapore’s ageing population has been a reason for national alarm for quite a while. However the question of what we must do for our elderly – our grandparents, parents and older relatives – gets no easier. Should we leave old folks at home within the proper care of a maid? Place them in an old folks home or nursing home (and face the judgment of our peers)? What else can we do in order to better care for older people and meet their changing needs?
Precisely how bad is the ageing population in Singapore? Singapore’s population is ageing fast. By 2030, 1 in 4 people here will likely be past retirement age. That’ll allow it to be nearly one million people, which is almost the double the current elderly population. At the same time, lifespan is predicted to improve. Not to be crude regarding it, but this implies the larger population of seniors will be around for an extended time than in the past. So it’s important on a national level to consider how to tend to them.
This coming year, the federal government announced nursing home in JB, a compulsory national long term care insurance, that will replace ElderShield in 2020. It’s intended to provide for people who have severe disabilities and covers their basic needs for the remainder of their life. But that’s the financial part. But what about the care itself? Your elderly care options is determined by how much medical support is required.
Daycare for your elderly – for healthy seniors. For elderly people that are mobile and healthy, but simply bored of watching the usual dramas on Channel 8, there are daycare centres so they can interact with their peers and be a part of activities that have them occupied and alert. Cost: There’s a big range because it depends on the kind of activity. Many organised by SACs by AIC are free, while enrolling in a privately run activity centre may cost from $250 to $1,200/month.
Healthcare centres – for seniors who need a little medical treatment. Many seniors have some kind of health issue or other. Should they do not need constant attention but merely some kind of rehabilitation, they are places where sick or disabled seniors can spend your day or several hours for medical care. The us government has subsidies for centre-based healthcare for the elderly. A part of this category are: day rehabilitation centres, dementia daycare centres, psychiatric daycare centres and rehabilitation homes. Cost: You happen to be charged per session of therapy or rehabilitation. Fees vary from $6 to $160 per session before subsidies.
Hiring domestic help – for healthy seniors who need company. In case your elderly loved one is pretty healthy and values his personal space, a domestic helper is an excellent option. Some helpers are either medically trained or have experience looking after seniors.
You are able to tap on several government assistance schemes to cover the FDW you hire for such purposes: FDW Grant and FDW Levy Concession. These basically cap your monthly costs at a manageable amount.
There’s another Caregivers Training Grant of $200 per year, which you can use to deliver your helper for courses to train her to higher proper care of seniors. The trainer can also come to your house to conduct classes. For further independent seniors who don’t require round-the-clock care or supervision, consider getting a part time caregiver instead. Cost: A live-in helper generally costs $600 to $850/month before subsidies and grants. A part-time caregiver costs $20 to $25/hour.
Live-in nurse – for seniors who require constant medical care. Should your elderly relative requires a greater amount of care, you might like to consider a nurse, aide or trained caregiver instead of (or in addition to) a normal helper. Nurses and nurse aides have medical training, while trained caregivers watch over their charges 24/7, helping these with personal care, meals and medication. That’s unlike domestic helpers, whose core duties are more on household tasks.
Additionally, there are several government schemes to assist buy this, including subsidies for home-based care. For disabled seniors, there’s Eldershield and the Pioneer Disability Assistance Scheme. You may also get subsidies to get assistive devices, home healthcare items or for transport to create the elderly to day services at MOH-funded facilities from the Senior Mobility and Enabling Fund. Cost: $600 to $1,000/month before subsidies
Nursing facilities a.k.a. old folks’ homes – for constant health care. Finally, nursing facilities or old folks’ home are usually a last recourse for Singaporeans. Sending your in accordance with a property will not be an easy or pleasant decision since the majority of don’t want to live out their last days like that. It’s also higher priced compared to a live-in helper. Often, those who opt for this have no choice because the elderly who definitely are ill or disabled and require 24/7 care that the family cannot provide.
There are some 70 nursing facilities in Singapore. Some are very nothing more than a bed and health care, and have given old folks homes the negative rep it has. But there are homes that have a more holistic care strategy, with activities iupstd stimulate the mind and body, including NTUC Health Elderly Care Facility, ECON An Elderly Care Facility and Orange Valley. On average they cost $1,200 to $3,500/month.
On the top end of the spectrum, there’s St. Bernadette Lifestyle Village where residents live independently and obtain to less burden on their kids, activities and games, while having easy accessibility to medical care using the 24-hour medical concierge. It costs an awesome $3,650/month. At MOH-run public nursing facilities and Medifund accredited private homes, you are able to cancel out the costs with government subsidies for residential services.